Terms & Conditions

Achievers Capital LLP

Last Updated: [Insert Date]

Welcome to the Achievers Capital LLP website (“Website”). By accessing or using this Website, you agree to be bound by the following Terms & Conditions. If you do not agree with any part of these Terms, please discontinue use of this Website immediately.

1. About Achievers Capital LLP

Achievers Capital LLP is a Singapore-based general insurance brokerage providing advisory and facilitation services for individuals, SMEs and corporations. We act as an intermediary between clients and licensed insurance underwriters.

We do not underwrite insurance policies ourselves.

2. Nature of Our Services

Achievers Capital LLP provides:

  • General insurance advisory services
  • Manual and personalised insurance comparisons
  • Assistance with sourcing quotations from insurers
  • Guidance on policy selection based on suitability

All insurance policies are issued by licensed insurers and remain subject to the terms, conditions and approvals of the respective insurance providers.

3. No Guarantee of Coverage or Approval

We do not guarantee:

  • Acceptance of any insurance proposal
  • Approval of coverage
  • Specific premium amounts
  • Claim approvals

All underwriting decisions, pricing, coverage terms and claims outcomes are determined solely by the respective insurance companies.

4. Claims Guidance Disclaimer

While we may assist by:

  • Explaining claims procedures
  • Guiding clients on documentation requirements
  • Liaising with insurers where appropriate

All claims assessments, approvals and settlements are handled exclusively by the appointed insurance underwriters. Achievers Capital LLP does not control, influence or guarantee claims outcomes.

5. Information Accuracy

We endeavour to ensure that all information on this Website is accurate and up to date. However:

  • Insurance terms, regulations and pricing may change without notice
  • We do not warrant that all information displayed is always complete or current

Users should always seek personalised advice from our advisors before making insurance decisions.

6. Use of Website Content

All content on this Website, including text, graphics, logos, icons, layout and design, is the property of Achievers Capital LLP and may not be:

  • Copied
  • Reproduced
  • Modified
  • Distributed
  • Republished

Without our prior written permission.

7. Limitation of Liability

To the maximum extent permitted by law, Achievers Capital LLP shall not be liable for:

  • Any loss, damage or expense arising from use of this Website
  • Errors, omissions or reliance on Website information
  • Delays in obtaining quotations
  • Insurance policy rejections
  • Claims disputes or claim delays

Your sole remedy is to discontinue use of the Website.

8. Third-Party Links

This Website may contain links to third-party websites. We:

  • Do not control these websites
  • Are not responsible for their content
  • Do not endorse any third-party products or services

Access to third-party websites is at your own risk.

9. Personal Data & Privacy

Your personal data is handled in accordance with Singapore’s Personal Data Protection Act (PDPA) and our Privacy Policy. By using our Website, you consent to the collection and use of your information for:

  • Insurance enquiries
  • Quotations
  • Advisory communications
  • Service-related follow-ups

10. Non-Exclusivity

Submitting an enquiry through this Website does not create any exclusive relationship between the user and Achievers Capital LLP. Clients remain free to seek insurance services elsewhere.

11. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the Singapore courts.

12. Changes to These Terms

Achievers Capital LLP reserves the right to amend these Terms & Conditions at any time without prior notice. Continued use of this Website constitutes acceptance of any updated Terms.

13. Contact Information

For any enquiries relating to these Terms & Conditions, please contact:

Achievers Capital LLP

Email: admin@achieverscapital.com

Website: https://www.achieverscapital.com

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